HOME, BUSINESS, AND PROPERTY CLAIM RESOURCES:
If you have a homeowners, renters, business, commercial property or boat loss, it's important that you promptly report the loss, protect your property from further damage, and carefully document the extent of your loss.
What should you do after a loss to your home, dwelling, business or property?- Promptly report the loss to your Insurance Carrier or to your agent.
- Notify the police if the loss is the result of theft or other crime.
- Protect your property from further damage. Make reasonable and necessary repairs required to protect the property and keep an accurate record of repair expenses.
- Keep track of any other expenses you incur because of the loss. Some or all of these expenses may be reimbursable under your policy.
- Prepare an inventory of all personal property destroyed, damaged or stolen as a result of the loss. Show the quantity, description, actual cash value and amount of loss for each item. Attach all pertinent invoices, bills and documents that substantiate the figures in the inventory. Attach photographs or owner's manuals that would help confirm the value of listed items.
- Retain the damaged property.
